San Francisco neighborhoods can most accurately be characterized as a mosaic. Each enclave, a singular entity that is distinct and rare, comes together to form the rich tapestry that is the San Francisco community. From the posh, spectacular views of Pacific Heights and Russian Hill to the bohemian, artistic vibe of the Mission district, one can always find a living area suited to his or her particular tastes. The neighborhoods are varied and, yet, as cohesive as the people who inhabit them.

About Cost of Living:

Considering the City's many amenities and limited space, it should come as no surprise that, in some respects, the cost of living in San Francisco is higher than that in other locales. Home prices and apartment rents tend to be well above the national average. Prices for food and certain other consumer items are also relatively high.

While costs are above average, so are the income levels of most Bay Area residents. In fact, wages and salaries in the San Francisco area are among the highest in the country. Studies show that Bay Area residents have the third-highest discretionary income in the country. Higher salaries are partially a result of the Bay Area's highly educated workforce and concentration of jobs in high-paying growth industries such as technology and professional services.